USPHS Retirement Information

From: CDC ATSDR Commissioned Corps Activity <>
Sent: Monday, November 30, 2020 11:27 AM
Subject: Reminder: TRICARE Open Enrollment Season is Now through December 14, 2020

Dear Officers,

Open Season for TRICARE health plans and the FEDVIP Dental and Vision plans began on November 9 and will end on December 14, 2020. The TRICARE Open Season applies to dependents and retirees enrolled in or eligible for a TRICARE Prime or TRICARE Select health plan. It does not apply to Active Duty Service Members. Open Season is the only time officers can enroll or make changes in enrollment plans for their dependents unless they experience a qualifying life event, such as birth, adoption, divorce, or death.

In officio salutis,

CCA Benefits | Specialty Services Team

**New** The Ohio Bureau of Motor Vehicles” now offers a free specialty license plate for retired uniform service members. They can be ordered online at the Ohio BMV website and are included under the listing “U.S. Uniformed Services Retired” midway down the righthand column. The drop-down menu states that applicants will need to provide a copy of form PHS 1867 or equivalent. The license plate has the USPHS insignia on the left with “U.S. Public Health Service” written underneath it.

Feb 2020: LCDR Hannah Dupont provided a source of military retirement practical tips by Mr. Kirk Windmueller. He is a retired Green Beret who has been helping fellow officers plan for retirement and search for jobs post-separation. He has given us his consent to post his pdf files: “12 month countdown calendar” which lays out a timeline of tasks to do in preparation for retirement and when they should be done and the “military retirement fiscal cliff” that illustrates with graphics the income changes that retirement brings which may help motivate officers to follow the aforementioned timeline. Other articles and his contact information can be found on his LinkedIn page.

Windmueller Retirement Planning Countdown 12 month calendar

Military Retirement Fiscal Cliff (cao Mar 2018)

4/17/19 New USPHS Commissioned Officer to Commissioned Officer Retirement Ready Team

Are You Retirement Ready?

All officers should complete a retirement seminar between their 14th and 18th year of active service. After your initial session, you should attend another retirement seminar every couple of years, until your retirement because policies and procedures periodically change. HRSA’s Commissioned Officer to Commissioned Officer (CO2CO) Retirement Ready Team was formulated to serve as a resource to officers considering retirement by sharing information on key topics of interest. The attached document provides an overview of the USPHS Retirement Process and checklist to help get you started.

Additional information can be found on the Separations website located at:


Separation Counselors are available to coordinate and assist you through the process of leaving active duty.

2019 Apr Retirement Process

2019 Apr Retirement Checklist

Individual retirement questions can be directed to the Separations Counselors at

February 2019 Issue JO (Junior Officer) Voice highlighted a joint document “Medical Separations and Retirement” published by JOAG and the Senior Clinical Support Officer of the Medial Affairs Evaluation Section of the USPHS CC Headquarters. This document also reviews how to get a medical disability rating prior to retirement and how that impacts pension pay.

Responses_JOVoice_February_2019_Medical Separations and Retirement

Market Watch Article “Opinion: This first year of early retirement has been one of the hardest of my life” by Chris Mamula

This article discusses the challenges the author faced transitioning from full time employment to retirement. One helpful way he found to approach his retirement was to change his outlook “retire to something, not from something”.

This MOAA article compares the legacy retirement plan versus the new blended retirement system (BRS) appeared in the August 2018 issue of MOAA’s Military Officer

MOAA article on retirement-August-2018

NOTE: December 31, 2018 was the deadline to submit BRS election forms. If you have not submitted these documents by that date, you are no longer able to switch to the BRS even if you were eligible by having less than 12 years of service. This article is being kept here solely as a resource guide.

Tricare Communications Article

Active Duty? Enroll to Continue TRICARE Coverage After Retirement

March 29, 2018

Retiring from active duty, whether a medical retirement or a regular retirement, is a significant life event. You should know before you retire which TRICARE programs best suit your and your family’s needs. Once you retire, you’ll only have 90 days from your retirement date to enroll in a TRICARE plan to continue TRICARE coverage. Otherwise, you will have no TRICARE purchased care coverage and will only be able to access care at military hospitals and clinics on a space-available basis.

If you retire from active duty and are under age 65, you can choose either TRICARE Prime (where available) or TRICARE Select (available worldwide). You should decide before you retire which one best suits your and your family’s needs.

You may reenroll in TRICARE Prime if you live in a Prime Service Area (PSA) or live within 100 miles of an available primary care manager and waive your drive-time access standards. You can see if you live in a PSA by using the TRICARE Plan Finder.

If you choose not to reenroll in TRICARE Prime or don’t live in a PSA, then you may enroll in TRICARE Select. With TRICARE Select, you can see any TRICARE-authorized provider. An authorized provider is any individual, institution/organization, or supplier that is licensed by a state, accredited by national organization, or meets other standards of the medical community, and is certified to provide benefits under TRICARE. There are two types of TRICARE-authorized providers: Network and Non-Network. you choose, but you save money when you use TRICARE network providers. Referrals are not required for most health care services, but some services require prior authorization from your TRICARE regional contractor.

If you live overseas, you may seek coverage under TRICARE Overseas Program (TOP) Select. TOP Prime and TOP Prime Remote options are not available after retirement.

If you or a family member are, or become, entitled to premium-free Medicare Part A after your retirement, you or they will lose TRICARE coverage unless enrolled in Medicare Part B. With Medicare parts A and B, you or they will have coverage under TRICARE For Life.

For more information on how to enroll in a TRICARE plan, visit Enroll or Purchase a Plan on the TRICARE website. Learn more about TRICARE plans during retirement in the Retiring from Active Duty Brochure.


Below are slides from the Retirement Seminar that occurred April 14, 2016:

CDC ATSDR Pre- Retirement Seminar AGENDA

01 — Survivor Benefits

02 — Retirement Timeline

03 — Medical Retirements-Medical Affairs

04 — Retirement Information

05 — Retirement Pay Information

06 — Retirement Annual Leave Balance Options

07 — Post Retirement Employment Restrictions


We will be developing a retirement process FAQ sheet to aid officers going through the retirement/separation process in the future.  In the upcoming months we will be asking recently retired officers to send any helpful tips they might have on the retirement process to the COA Chapter Secretary. An announcement will be included in the meeting minutes when this process starts.

Thank you! Cincinnati COA Executive Board